Free Tax, Loan &Everyday Calculators

Freelancer Tax Checker (GST, LUT, ITR)

I earn from foreign clients — do I need GST, a LUT, and which ITR scheme?

Enter your yearly receipts from abroad and India. See whether GST registration is compulsory, whether you need a LUT for 0% GST on exports, and whether the presumptive scheme (Section 58, old 44ADA) is open to you.

• ₹20 lakh GST registration check
• LUT (Form RFD-11) — when and why
• Presumptive scheme ₹50 lakh / ₹75 lakh limit
• Personal checklist for the year

Income Tax Calculator

Old Regime or New Regime — which one actually saves me more?

Enter your income once and see both regimes side-by-side — with Section 87A rebate, marginal relief and a full slab-by-slab breakdown — for FY 2025-26 (AY 2026-27).

• Old vs New Regime, side-by-side
• Section 87A rebate + marginal relief
• Full slab-by-slab breakdown
• Free detailed report by email

Advance Tax Calculator

How much advance tax do I owe, and by when?

Enter your estimated tax liability for FY 2026-27 and get your exact instalment schedule (or single instalment for 44AD/44ADA), due dates, and an estimate of interest on any shortfall.

• 4-instalment schedule with exact due dates
• Single-instalment mode for 44AD/44ADA
• Estimates Section 425 (old 234C) interest
• Free detailed report by email

HRA Exemption Calculator

How much of my House Rent Allowance is actually tax-free?

Enter your basic salary, HRA received, rent paid and city type to see the exact exempt amount using the real three-way minimum rule.

• Metro (50%) vs non-metro (40%) rule
• Shows which of the 3 limits applies
• Old Regime only — clearly explained
• Free detailed report by email

GST Calculator

What's the GST-inclusive price, or the base price before GST?

Add GST to a base price or work backwards from a GST-inclusive amount — 5%, 12%, 18%, 28% or a custom rate, with the CGST/SGST split shown instantly.

• Add GST or remove GST, both ways
• 5% / 12% / 18% / 28% + custom rate
• CGST + SGST split shown
• Free detailed report by email

NRI India Tax Health Check

Am I an NRI, must I file an Indian return, and how much TDS can I get back?

For NRIs in the USA, Canada, Australia, UK and UAE: residential status, ITR requirement and a TDS refund estimate on NRO interest and rent — free check, detailed report optional.

• Residential status + ITR check
• TDS refund estimate
• Country-specific pointers
• Free check in 3 minutes

NRI Property Sale TDS Calculator

How much TDS will the buyer deduct, and how much of my money gets blocked?

When an NRI sells property in India, the buyer must deduct TDS on the full sale value — not on the profit — with no ₹50 lakh threshold. This works out the exact amount under Section 393(2), your real capital gains tax, and the gap between them.

• Effective rate: 13% / 14.30% / 14.95%
• Long-term vs short-term detection
• Shows the excess locked up until refund
• Lower TDS Certificate (Form 128) guidance

NRI Residential Status Calculator

Am I an NRI, an RNOR, or a Resident — and what can India tax?

Your residential status decides whether India taxes only your Indian income or your income worldwide. Six questions apply the full Section 6 test — including the 120-day rule and the deemed-resident provision that catch people out.

• 182-day and 60+365 day tests
• 120-day rule for high Indian income
• RNOR check (9-of-10 years, 729 days)
• Explains what India can tax in each case

Lower TDS Certificate (Form 128) Checklist

What documents do I need, and how long will it actually take?

Applying for a Lower/Nil TDS Certificate stalls most often because of missing paperwork, not the tax computation. Check off exactly what you need — identity, property, capital gains and buyer documents — before you file.

• 19-item interactive checklist
• Real step-by-step application process
• 4–8 week processing timeline explained
• Save or print your progress anytime

Fund Repatriation Guide (Form 145/146)

Which Part applies to my remittance, and do I need a CA certificate?

Form 15CA and 15CB are now Form 145 and Form 146. Answer two or three questions about your remittance to find out which Part applies, whether Form 146 (CA certificate) is required, and exactly what your CA needs to prepare it.

• Covers property sale, rent, NRO interest & more
• ₹5 lakh threshold explained
• Tells you when a CA certificate is skippable
• Document list for Form 146 preparation

NRI ITR Filing Requirement Checker

Do I actually need to file an Indian tax return this year?

Income below the exemption limit doesn't always mean you can skip filing, and TDS deducted on your Indian income is often a refund you're leaving unclaimed. Answer a few questions to find out where you stand.

• ₹4L (new regime) / ₹2.5L (old regime) exemption check
• Covers the 3 mandatory high-value triggers
• Flags TDS refund and loss carry-forward cases
• Clarifies foreign asset reporting doesn't apply to NRIs