For NRIs · fully online · fixed fee from ₹18,000
Lower TDS Certificate for NRIs (Form 128)
Without a certificate, the buyer in practice deducts TDS on the full sale price and you wait for a refund. A lower TDS certificate tells the buyer to deduct only what you really owe. We compute the tax, file the online application and answer the officer's queries.
Who this is for
- NRIs about to sell property in India
- NRIs who want cash in hand instead of a refund months later
- Buyers who ask the seller for a lower deduction certificate
What is included — ₹18,000
- Tax computation for the sale
- Form 128 application filed online
- Replies to the assessing officer's queries
- Certificate shared with the buyer
Documents we need
- PAN and passport copy; buyer's name and PAN
- Sale agreement or MoU with the sale price
- Purchase deed and cost and improvement proofs
- Latest return filed and computation, if any
- Residence proof of the country where you live
How it works
1. Compute the expected tax
We calculate the capital gain and tax on the sale, which is the figure the certificate is based on.
2. File Form 128 online
We prepare and file the application on the income tax portal with the supporting documents.
3. Answer the officer's queries
If the assessing officer asks questions or documents, we reply for you.
4. Receive the certificate
The officer decides the deduction rate and issues the certificate; processing time varies.
5. Hand it to the buyer
The buyer deducts TDS at the certificate's rate and pays you the balance.
Want to check first? Try the Free checklist: documents for Form 128. Not sure which service you need? Take the free NRI tax health check or see all NRI tax services.
Frequently asked questions
When should I apply?
Before the sale is registered and before the buyer pays, because the certificate governs the buyer's deduction. If the sale is already done, the way to recover excess TDS is to file your return.
Can the TDS become nil?
If little or no tax is due on the sale, the officer can allow a lower rate or no deduction. The decision is the officer's; we present your computation and documents.
Does the certificate replace filing a return?
No. You still file an Indian return for the year of the sale; the certificate only changes how much TDS is deducted.
Last reviewed 2026-10-30. General information, not a substitute for advice on your case.
15+
years of practical experience
200+
clients served
6,000+
GST and Income Tax filings
- Fee quoted before we start
- Most work done online
- Reply within one working day (Mon–Fri, IST)
Related guides
Other NRI services: NRI ITR Filing — Indian Return, Filed Online · NRI Property Sale in India — Capital Gains and TDS Refund · Form 145 / 146 Filing — Move Money Abroad from India
By country: UAE · Saudi Arabia · UK · Canada · Australia · Singapore · USA